BUSINESS TEMPLATE · T21

Cash Flow Worksheet

Organizes dated cash information.

Complete your template

Answer each question using the guidance and example underneath it. You do not need perfect answers. If you do not know something, write Unknown so your AI does not fill the gap with a guess.

Opening cash

Enter the cash balance at the start of the period.

Example$82,000 on Sept. 1

Expected receipts + dates

List known or reasonably expected incoming cash with dates.

Example$24,000 customer receipts expected Sept. 8–12.

Required payments + dates

List payroll, rent, tax, debt, supplier, and other required payments.

ExamplePayroll $31,000 Sept. 15; rent $6,500 Sept. 1.

Optional payments

List spend that could be delayed if necessary.

Example$4,000 equipment purchase.

Minimum reserve

Enter the reserve floor management wants to protect.

Example$40,000 management target.

Unknown timing

List material cash items whose dates are uncertain.

Example$18,000 receivable has no confirmed payment date.

Take it to your AI of choice

When you are finished, copy the package below and paste it into ChatGPT, Claude, Gemini, or another AI assistant. It includes your completed template plus instructions that tell the AI how to use it without inventing missing facts.

What the AI will be told

Use this completed template as business context. Keep facts, assumptions, and unknowns separate. Do not invent missing information. Help me turn it into a practical, usable business resource and identify what information would improve the result.

After copying, open your AI assistant, start a new chat, paste the content, and send it.